Fred Hetter

Before heading back to college!

It's crucial for students and their families to review and update their insurance policies to ensure comprehensive coverage. Health insurance should be checked to confirm that it includes coverage for medical services in the area where the college is located, and whether the student needs additional coverage or a different plan. Additionally, auto insurance policies should be reviewed if the student will be driving a car at school. Taking these steps ensures no gaps in coverage and financial protection throughout the academic year.

If you would like to review your current insurance, you have a few options:

• Come: You can visit an insurance agency or provider in person and request a review of your current insurance policies. They will assess your coverage and make recommendations based on your specific needs.

• Call: You can contact your insurance company or agent over the phone and request a review of your policies. They can provide guidance and assistance remotely.

• Text: Some insurance companies or agents may offer the option to communicate via text message. You can inquire about a policy review through this method if it is available.

It is recommended to review your insurance policies periodically to ensure that you have adequate coverage and that your policies are up to date with your current needs and circumstances.

• Does Auto Insurance seem complicated to you? We enjoy helping our customers by answering all your questions to help make insuring your car easy!

I am originally from San Diego, and I currently reside here with my wife and three wonderful children. Our family enjoys exploring the various hiking trails in San Diego County, making the most of the outdoor activities available in Chula Vista.

Before joining State Farm, I played volleyball at the college level and obtained my degree from the University of Phoenix. Throughout my career as a State Farm agent, I have gained valuable knowledge and experience in the insurance industry.

In January 2002, I had the privilege of opening my State Farm Agency in Chula Vista, and I am grateful for the opportunity to serve the people of South Bay and all of San Diego County. When you visit our office, you will meet my exceptional team who are dedicated to providing you with insurance options to your specific needs. We are fluent in both English and Spanish!