Life Insurance in and around Chula Vista
Coverage for your loved ones' sake
Life happens. Don't wait.

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Your Life Insurance Search Is Over
There's a common misconception that Life insurance is only needed when you become a senior, but even if you are young and a recent college graduate, now could be the right time to start looking into Life insurance.
Coverage for your loved ones' sake
Life happens. Don't wait.

Life Insurance You Can Trust
One of the ideal times to get Life insurance can be when you're just starting out. Whether you decide to go with coverage for a specific number of years level or flexible payments with coverage to last a lifetime or another coverage option, State Farm agent Fred Hetter can help you with a policy that's right for you.
If you're a person, life insurance is for you. Agent Fred Hetter would love to help you explore the variety of coverage options that State Farm offers and help you get a policy that's right for you and the ones you love most. Visit Fred Hetter's office to get started.
Have More Questions About Life Insurance?
Call Fred at (619) 420-9430 or visit our FAQ page.
- Build a stronger well-being.
- Get guidance and motivation to strengthen key areas of your overall wellness.
- Explore estate and end-of-life planning tools.
Simple Insights®
Is life insurance worth it?
Is life insurance worth it?
When deciding if life insurance is worth buying, start by looking at what's important to you and how you want to protect it.
Cover two people with one policy, often at lower cost
Cover two people with one policy, often at lower cost
Joint universal life insurance can cover two people with an income tax-free death benefit paid to beneficiaries.

Fred Hetter
State Farm® Insurance Agent
Simple Insights®
Is life insurance worth it?
Is life insurance worth it?
When deciding if life insurance is worth buying, start by looking at what's important to you and how you want to protect it.
Cover two people with one policy, often at lower cost
Cover two people with one policy, often at lower cost
Joint universal life insurance can cover two people with an income tax-free death benefit paid to beneficiaries.