Fred Hetter

Welcome to the Fred Hetter State Farm Agent office in Chula Vista, CA. With over two decades of State Farm experience, I’m proud to serve individuals and families throughout Southern California, including San Diego, National City, and San Ysidro. Our team is here to help you explore coverage options that support your daily needs and long-term goals, with a focus on making insurance accessible and straightforward.

As back-to-school season begins, it's a timely opportunity to review your Auto Insurance. Whether you're navigating morning traffic, helping a student prepare for a new commute, or sending a young driver off to college, we can help make sure your coverage fits your current routine. We’ll walk you through the available options to help you feel confident about your vehicle coverage.

We also provide Life Insurance to support the people who matter most to you. Whether you're starting a family, building long-term plans, or looking to add a layer of protection for future needs, our team can assist in exploring options that align with your life stage. We also offer Health Insurance support to help you manage medical-related expenses with flexibility.

For those enjoying the open road or recreational travel, we offer coverage for RVs and motorcycles to support your adventures. If you’re located in Arizona, where we are also licensed, we can assist with Home, Renters, Condo, and Business Insurance to help protect your property and operations outside of California. Our team is also available to assist in both English and Spanish.

Outside of the office, I enjoy spending time with my wife and our three wonderful children. From local events to family travel, we enjoy making the most of life in Chula Vista. We invite you to stop by the Fred Hetter State Farm Agent office or give us a call — we’re here to help you review your coverage and support your insurance needs year-round.